Terms of Use

1. Who we are

maltataxresidency.com (the “Site”) is operated by Zenco Partners, a partnership registered in Malta with partnership registration number P 2194, having its registered office at Office No. 3, JCR Offices, Triq in-Negozju, Central Business District, Zone 3, CBD 3010, Malta (“Zenco Partners”, “we”, “us”, “our”).

These terms apply equally where you reach the Site through maltataxprogrammes.com or any other domain we operate that directs to it.

You may contact us at info@zencopartners.com.

2. Acceptance of these terms

By accessing the Site, using the Residence Programme Selector (the “Selector”), or submitting your details to us through the Site, you agree to these Terms of Use. If you do not agree, kindly do not use the Site.

These terms should be read together with our Privacy Notice, which explains how we handle your personal data.

3. What the Selector is

The Selector is an informational tool. It asks a short sequence of questions about your intended timing, nationality group, country of tax residence, objectives, professional profile, family situation, income and net worth ranges, property preference and anticipated time in Malta. It then applies a set of pre-defined rules to your answers and returns an indication of which Malta residence or special tax status route may be relevant to a profile such as yours.

The result is a general orientation only. It is directional, not definitive.

4. What the Selector is not

For the avoidance of doubt:

4.1 It is not tax, legal, immigration or financial advice. The result is generated automatically from a limited set of answers. It does not take into account your full circumstances, your assets, your family arrangements, your existing structures, the tax rules of your current country of residence, any applicable double taxation treaty, or any other matter relevant to your position.

4.2 It does not create a client relationship. Using the Selector, submitting your email address, or receiving the result does not make you a client of Zenco Partners and does not create any advisory, fiduciary or other professional relationship between us.

4.3 It is not a confirmation of eligibility. Eligibility for any Malta residence programme or special tax status is determined by the competent Maltese authorities on a full application, against the applicable law and the evidence submitted. Nothing on the Site is an assurance that any application will be accepted.

4.4 It is not an offer or solicitation. Nothing on the Site constitutes an offer of services in any jurisdiction where we are not permitted to offer them.

You should not act, or refrain from acting, on the basis of any result or other content on the Site without first obtaining specific professional advice on your own circumstances.

5. Accuracy and changes in the law

We prepare the content of the Site with care and base it on Maltese law and published thresholds as at the date stated on the relevant page. Malta’s residence and special tax status framework is subject to change, and it is changing: Legal Notice 195 of 2026 introduces a revised framework with effect from 1 January 2027, and figures, fees, thresholds and conditions may be amended at any time.

We give no warranty that the content of the Site is current, complete or free from error, and we are under no obligation to update it. Where a figure on the Site differs from the applicable law, the law prevails.

6. Submitting your details and receiving your result

To receive the result of the Selector, you provide an email address. By submitting it, you confirm that:

• you are at least 18 years of age;
• the email address is yours, or you are authorised to use it; and
• the information you enter is accurate to the best of your knowledge.

We send the result to the address you provide. We may also contact you in response to the enquiry itself. We only send marketing communications if you separately opt in, and you may withdraw that consent at any time. Our Privacy Notice sets out the detail.

Please do not submit information about any other identifiable person through the Site, and please do not send us sensitive personal information, documents or identification through the Selector.

7. Requesting a consultation and engaging us

The Site includes an option to request a private consultation. A request is an enquiry only. We are not obliged to accept any engagement.

We act for a client only once the scope of work, the fees and the terms are agreed in a written service agreement signed by both parties. Before accepting an engagement we carry out client acceptance procedures, including identity verification and other checks required by applicable anti-money-laundering legislation.

Zenco Partners is a tax and corporate advisory firm. It does not hold Company Service Provider authorisation. Where an engagement requires services reserved to a licensed provider, including company formation, directorship, registered office and corporate administration, those services are delivered through a licensed partner, with Zenco Partners advising and coordinating.

8. Intellectual property

All content on the Site, including the questionnaire logic, the question and answer copy, the programme profiles, the text, graphics, layout, design and the Zenco Partners name and marks, is owned by or licensed to Zenco Partners and is protected by intellectual property law.

You may view the Site and print or download a copy of your own result for your personal, non-commercial use. You may not otherwise copy, reproduce, republish, distribute, adapt or commercially exploit any part of the Site without our prior written consent.

9. Acceptable use

You agree not to:

• use the Site for any unlawful purpose, or in any way that could damage or impair it;
• submit information you know to be false, or impersonate any person;
• use any automated system, including scrapers, crawlers or bots, to access, copy or monitor the Site or to submit responses to the Selector;
• attempt to gain unauthorised access to the Site, its servers or any connected system; or
• reverse engineer, or attempt to derive, the underlying logic of the Selector.

We may suspend or block access where we reasonably believe this clause has been breached.

10. Availability of the Site

We aim to keep the Site available, but we do not warrant uninterrupted or error-free access. We may suspend, withdraw or restrict all or part of the Site, including the Selector, at any time and without notice.

11. Third party links

The Site may link to third party websites. We provide those links for convenience only. We do not control those sites, we do not endorse them, and we accept no responsibility for their content or for how they handle your personal data.

12. Limitation of liability

12.1 The Site and the Selector are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we exclude all warranties, conditions and representations, whether express or implied, in relation to the Site and its content.

12.2 To the fullest extent permitted by law, we shall not be liable for any loss or damage arising from or in connection with your use of, or reliance on, the Site or the Selector, including any loss of profit, loss of opportunity, tax liability, penalty, interest or additional cost, and any indirect or consequential loss.

12.3 Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under Maltese law.

12.4 Nothing in this clause affects the mandatory rights of a consumer under applicable consumer protection law.

13. Privacy and cookies

Our Privacy Notice explains what personal data we collect through the Site, why we process it, how long we keep it, and the rights available to you under the General Data Protection Regulation and the Data Protection Act (Chapter 586 of the Laws of Malta).

14. Changes to these terms

We may amend these terms from time to time. The version in force is the one published on the Site, with the date shown at the top. Continued use of the Site after a change takes effect constitutes acceptance of the amended terms.

15. Severability and waiver

If any provision of these terms is held to be invalid or unenforceable, the remaining provisions continue in full force. A failure to enforce any provision is not a waiver of it.

16. Governing law and jurisdiction

These terms, and any dispute or claim arising out of or in connection with them or with your use of the Site, are governed by Maltese law. The courts of Malta shall have exclusive jurisdiction.

If you use the Site as a consumer resident in another EU or EEA state, you retain the benefit of any mandatory consumer protection provisions of the law of your country of residence, and you may bring proceedings in the courts of that country where the applicable rules so allow.

17. Contact

Questions on these terms may be sent to info@zencopartners.com, or by post to Zenco Partners, Office No. 3, JCR Offices, Triq in-Negozju, Central Business District, Zone 3, CBD 3010, Malta.